Cover Your Assets (2011) Board Game

Cover Your Assets is a card game designed by Brent Beck and Jeffrey Beck and published by Grandpa Beck’s Games in in 2011. The game has gained popularity for its fast-paced gameplay and strategic elements, making it a favorite among many board game enthusiasts.

Game Components of Cover Your Assets

Cards: Asset cards (e.g., Piggy Banks, Cash Under the Mattress, Jewels, Classic Autos), Wild cards (Gold and Silver).

Players: 2-6 players can participate.

Age Range: Suitable for players aged 7 and up.

Designer: Grandpa Beck’s Games, though the specific designer is not mentioned.

How To Setup Cover Your Assets

To set up the game, shuffle all the cards together and deal 5 cards to each player if there are two players, or 4 cards otherwise. Place the remaining cards face down in the middle of the table to form the draw pile. Flip the top card of the draw pile to create the discard pile. The player to the left of the dealer starts the game, and play continues clockwise.

Gameplay Mechanics and Game Objective

Game Mechanics: Set collection, take-that mechanics, and strategic card play.

Objective: Players aim to be the first to accumulate $1 million in assets by collecting sets of cards and protecting them from other players.

Actions:
– Form a set by pairing asset cards or using a Wild card.
– Discard a card from the hand onto the discard pile.
– Challenge another player to steal their top set using a matching asset or Wild card.

Challenges: Players can defend their sets by playing matching assets or Wilds. The player who last reveals a card takes or keeps the set, including all cards used in the challenge.

Player Experience

**Cover Your Assets** is known for its engaging and fast-paced gameplay that appeals to both kids and adults. Players enjoy the strategic and sometimes ruthless nature of the game, where protecting your assets is as crucial as stealing others’. The game fosters a fun, competitive environment, making it perfect for family game nights, parties, and social gatherings. However, it also involves a significant amount of luck, which can sometimes lead to frustration but also adds to the excitement and unpredictability.

Pros

Easy to Learn: Simple rules make it accessible to players of all ages.

Family-Friendly: Suitable for a wide age range, from 7 and up.

High Replay Value: Multiple rounds and different gameplay options ensure the game stays fresh.

Social Interaction: Encourages family and friends to engage in fun and competitive gameplay.

Cons

Luck-Dependent: The game relies heavily on the cards drawn, which can lead to unfair outcomes.

Frustration: Players may feel frustrated when their assets are repeatedly stolen or when they run out of luck.

Personal Thoughts on Cover Your Assets

**Cover Your Assets** is ideal for families and social groups looking for a fun, interactive game that combines strategy and luck. It’s perfect for those who enjoy set collection and take-that mechanics, and it’s a great way to spend quality time with loved ones, fostering laughter and friendly competition. However, players should be prepared for moments of frustration due to the luck element, but this can also add to the game’s charm and replayability.

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